We offer many types of loans but we've also been offering Income Tax Refund Anticipation Loans since 2013!

Applying for Payday Cash Advances Couldn't Be Easier

If you are looking strictly for payday cash advance these are them to help you out for a short time, then applying for payday cash advances online will work in your favor. All you would have to do is go online and apply for what you want. Provide the necessary amount you need to borrow, and by tomorrow, you will have the cash you want in your bank account.

Get Better Low Interest Rates

People who use our services appreciate the fact that they can choose from multiple loan offers.  Once a fast cash payday loan online is approved, usually in less than a minute, you will see a number of loan offers on your screen.  Some lenders won't be able to make larger loans, so they may offer to approve a smaller loan.  The best thing is that short-term lending is very competitive, so be sure to choose a good low interest rate loan.  Now, you have multiple options even when you have no credit or poor credit. This applies to a bad credit personal loan as well. Most people have requested loans of $1500 or less and received it the next day.

Keep in your mind that when you apply for a fast payday loan online, you can use that loan for various reasons including payday cash advances, and a bad credit personal loan. The reason you want it doesn't matter. The main requirements for getting the money are a regular job and a steady paycheck.

Installment loans are available for up to $5000 but more lenders are available that approve loans of $1500 or less and a bigger pool of many is available for those loan amounts. So, it's easy to get approved for loans of $1500 or less.

No Problem with a Bad Credit Personal Loan

If you are in need of money, but you don't have decent credit, that can be a problem. This is true considering you may have gone after banks and other lenders, requesting money to help you, but you were turned down for being a bad credit risk. But when you apply for a fast cash www.greenleafloans.com payday loan online, even if the money is for payday cash advances, you don't have to worry about your credit. As long as you have a steady job and regular paycheck, you won't be turned down for any reason.  This is good for anyone with bad credit. And by applying for a bad credit personal loan, you are establishing good credit. So you benefit two ways. Remember, applying for a bad credit personal loan can benefit you in more ways than you think.

Be Careful with Payday Loans

According to the Federal Trade Commission, there are unfortunately, shady people getting involved just to take your money from you. So if you decide to apply for a fast cash payday loan online www.greenleafloans.com, and need it for payday cash advances or wish to take out a bad credit personal loan, there are precautions you need to consider. Make sure to read over everything. Compare all the offers you get. Look for a company that offers the lowest APR and finance charges.

Are direct lender payday loans difficult to qualify for?

Direct Lender Payday loans are not at all difficult to qualify for, and it's just a simple matter of having the right information, and being able to show a few little details about how the loan will be repaid. The basic information that is required initially consists of:

• Proof of age, because you have to be over 18
• Proof of income, because the bank has to know how you'll be repaying the loan
• And proof of a valid bank account, as were the funds will be deposited, and this is where the bank will expect to be able to draw down the loan

Along with these simple requirements, some banks may require more information so that they can adequately be assured that you do have the wherewithal to repay the funds that are being borrowed. In some instances the lender will want to check some parts of your history, specifically dealing with past borrowings on payday loans, and such information as whether not you are paid weekly or biweekly and in either case; are you paid directly or do you have a direct deposit.

One thing to be very upfront about is the information that is included in the application must be verifiable by a quick phone call or by fax; if the banks are not able to verify your information in an expedient manner, it is likely that your application will be denied So to save yourself any undo headache, it is easier to just make sure that all of the information is properly and clearly provided in the application process. Remember, these lenders go through tons of these applications every day, so you only want to make their job as easy as possible to get the best outcome.

I want a payday loan, so how do I get the ball rolling?

Applying for a loan is very simple, you just complete the online application form and hit the submit button. Once we receive your application, we work to connect it up with the appropriate lender, and this all happens within 2 minutes.

If/when a lender is found that is a proper connection for you, you’ll be forwarded to their websire to sign an electronic loan agreement; this is all done online, and all very secure. If you do not like the terms of the loan agreement, of course, you do not have to work with that particular lender, all you have to do is cancel that application and try again with us to get connected with a different lender.

Once a loan is made, the funds will usually be deposited directly into your bank account of choice on the next business day after the application is approved. Although some lenders do give options, all funds will be transferred electronically.

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How soon does my loan have to be repaid?

Typically, you’ll find that your loan will be due in full on your next payday after receiving the loan, but keep in mind that the overwhelming majority of lenders will be more than happy to extend the period of financing with only nominal fees being incurred.

After you have come to an agreement with a lender and received the funds that you have applied for, you will be directly connected to that lenders online document, which will provide you with a detailed understanding of the events that occur, or the options available at the time that the loan becomes due. Some of those options could be, but are not limited to:

• Automatic financing of your loan, which requires no action at all on your part
• Full repayment of the loan on the due date
• The option of requesting an extension in paying off whatever interest and fees are due at that point
• And a possible option of extending a loan and only paying off the interest along with a portion of the original principle

Keep in mind that if you have any questions at that point, the lender is the one that you want to make contact with, as greenleafloans.com only provides the connection between a lender and borrower.

How will I receive my payday loan?

Your lender will work diligently to get the funds immediately transferred directly into your bank account by electronic transfer; sometimes the lenders that we work with are able to get client’s funds into their account by the next business day.

After being approved how soon can I expect my funds to show up in my account?

Our lending partners will normally issue funds directly to a client via electronic transfer immediately after the loan has been approved. This is what happens in most cases, but the lender does have up until the next business day to complete the transfer - that is of course, excluding weekends and holidays.

When can I take advantage of your online services?

Our site is a 24 hour a day, seven day a week operation, just like most things on the web. But, keep in mind that our offices operate on normal business hours, meaning that we are in the office Monday through Friday from 8:00 AM to 5:00 PM. Although you are free to submit your application at any time day or night, be advised that more lenders are online during business hours, so your chances of obtaining a loan can be better during those times.

What are we looking at in terms of dollar amounts for these loans?

greenleafloans.com has the ability to help clients get loans up of up to $5000, but this will depend on the information that is provided in your online application; lenders will provide loans based on the information established in the application, and in some cases, may offer an amount less than the maximum of $5000, as there are many more lenders that provide loans of $1500 or less.

If I am denied a loan by a lender that I’m connected with, what do I do?

While our experience with our established lenders does give us a strong base to determine the direction of loan applications, we do not have the ability to enforce the approval of any application submitted to one of our lenders. The lenders have complete autonomy when it comes to deciding which application is approved and which is not. We can only suggest that if this happens, you make contact with the lender to find out the cause of the denial.

If you can’t find a lender that is a good connection for me, what happens then?

When you apply for a payday loan, we take every possible step that we can to make sure that you successfully get your funds, but we simply cannot guarantee what the outcome of the lender’s approval process will be; each lender has their own lending policy and we have absolutely no power to persuade or over-ride their final decision. However, there are some points that you may want to focus on in the event you decide to try again for a payday loan later:

• Be sure to apply for your payday loan during regular business hours; not doing so can lead to your application getting lost in the mix, and delayed to the point of being considered out of date.New Year's Day


• Get direct deposit at your workplace; this will show a potential lender that your funds are consistent and they will gain a higher level of assurance that they will be able to get repayment of their funds.


• Be sure to wrap up any pending payday loan issues; if you have one or more payday loans already, you may need to repay those prior to applying for a new loan

I don’t have a checking account in my name, but I do have a savings account, am I eligible?

Yes, quite a few of our lenders will provide payday loans directly to borrowers who do not have a checking account but do have a savings account; all you’ll have to do is get a routing number from your bank, so that the lender has access to deposit your funds upon approval.

I receive state benefits each month - does that exclude me from a payday loan?

The short answer is Yes. As long as you are able to prove that you have received these payments on a regular basis, you can indeed qualify. You’ll just have to show your history of payments, along with a short explanation of the nature of these payments, and information on the issuer.

If I don’t have a driver’s license, can I still qualify?

Yes. You can use a social security card or a passport.

Do I have to pass a lot of a credit checks to get a payday loan?

Not usually. Our lenders are more interested in being able to verify your identity along with looking into your present and past payday loan actions - their checks will be conducted simply to make sure that you are not over extending yourself by the loan that you are requesting.

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