New Jersey Residents Have Access to Installment Loans for Bad Credit, Online!
If you are a United States citizen living in New Jersey, and you have found yourself in need of a loan, we can help you, regardless of your credit history! We offer installment loans for bad credit. At Green Leaf Loan Group, we make it a point to treat all of our customers as individuals. That is why we never assume the worst, just because of a low credit score, or no credit at all. We look at a variety of different factors when determining who is eligible for one of our loans, such as employment status, citizenship, age, and income. Therefore, we are able to make sure our loans are accessible to as many people as possible. To see if you qualify, we encourage you to fill out an online application today!
What Is an Installment Loan for Bad Credit, and How Can it Benefit Me?
An installment loan for bad credit is a short term loan (as opposed to a longer term arrangement such as a mortgage, or auto financing), which you are able to pay back incrementally, over time. Typically, these loans are for smaller amounts that traditional loans – many topping out around $1500. While the typical payday advance means you borrow money now, and pay it back with your next paycheck, we understand that the proposed lump sum payment is not always feasible.
That is why we are proud to offer our installment loans. These specialty loans allow our customers the financial flexibility of making smaller, more manageable payments over a set period of time. These loans can be especially helpful in covering emergency expenses such as medical bills, auto repairs, or even covering property damage. If you have found yourself in a situation that will end up costing you money, we urge you to get in touch with us today, to talk about our installment loans for bad credit.
New Jersey Credit Scores are Not an Issue When Applying For Installment Loans for Bad Credit
We often hear from our customers stories about how they hesitated in contacting us, for fear that their credit score might prevent them from getting approved. When applying for our installment loans for bad credit, we are happy to report that we are often able to extend loan services to customers, even if they have bad credit or no credit. We look at several factors when determining eligibility, and want our customers to know that they are more than just a credit score.
If you are currently employed, and have no recent history of loan default, chances are, your ability to repay a loan are solid. Contact us today, and let's get started on the approval process.
Being Smart About New Jersey Installment Loans for Bad Credit
As with any loan, there are several things to keep in mind before deciding to apply. Here are a few tips to help make sure your experience with installment loans for bad credit is a positive one.
1. Never borrow more money than you can pay back – All loans, even accessible installment loans taken out over the internet, must be paid back. The ease with which many customers are able to get loan approval can sometimes lead people to borrow “a little extra”, simply because the money is so readily available. Whatever you choose to borrow, make sure you are comfortable with the payment amounts and scheduling. If making payments of $400 per month would put too much of a squeeze on you, look for ways to alleviate that pressure. Borrow a little less, extend your payments a little more, or draw up a new personal budget.
2. Shop around – Do a little investigating to make sure you are getting the best terms and rates.
3. Make payments on time – Your installment loan for bad credit will have a payment schedule spelled out for you in the beginning. Sticking to it will benefit you in many ways, including avoiding fees and late charges, as well as building up your credit score. That's right! If paid on time, and in full, your installment loan will improve your credit rating!
