Cash Now Loans Available Right Not for Texas Residents
If you are a United States citizen, at least 18 years of age, and currently employed living in the state of Texas, you may already be pre qualified for one of our cash now loans. At Green Leaf Loan Group, we aim to help consumers bridge the financial gap that can sometimes show up between paychecks. If you are working irregular hours, or are perhaps only paid on a monthly basis, but need cash now, we urge you to get in touch with us right away. You have already earned the money, why not get a cash advance, so you can access that money now, when you need it?
What Is a Cash Now Loan, and How Does it Work in the State of Texas?
The concept behind a cash now loan is simple. In fact, if you have ever heard of a payday loan, it is much the same thing. Basically, the system goes like this: You borrow the money you need now, against your forthcoming paycheck. When that check arrives, you repay your loan. It's that simple!
We know that those working erratic shifts, or even those who experience a long lag time between paychecks can often find themselves in the middle of a money crunch. While you are waiting for the money you know you have already earned, your bills and monthly expenses keep piling up, regardless, Wouldn't it be nice if bill collectors understood the lag times, or stop and start nature of some paychecks? Luckily, we do, and we can help.
Cash Now Loans in Texas are Different Than the Payday Loans of Days Past
If you are suspicious and wary of payday loans, you are not alone. If you have a friend or family member who took out a payday loan in years past, chances are, they have a horror story of how that experience went for them. Unfortunately, if this story took place several years ago, they are probably right.
Before the onset of online lending there was a lot of corruption and unfairness in the payday loan industry. With no regulation, and virtually no real competition, unscrupulous lenders were free to prey upon their customers in such a way that it wound up costing those customers far more money than they planned.
Payday loans used to be handled mainly by check cashing stores. These establishments knew it was not easy for their customers to compare rates, or to bargain for better loan terms, because this information was not published anywhere. With the onset of online lending, thankfully, that has all changed. Now, you are able to compare several lenders in seconds, and shop around for the best rates. This means providers of cash now loans in Texas have to offer great rates in order to remain competitive.
Being Smart About Cash Now Loans in Texas
Cash now loans are far more accessible, and easier to get than traditional loans. The ease with which you can borrow money might tempt customers to borrow more than they can reasonably pay back withing the loan terms. In order to ensure you have the best experience possible, here are a few tips to follow:
Never borrow more than you can pay back – Make sure you sit down, and spend some time figuring out exactly how much you need to borrow, and how that may affect your finances in the weeks to come. If you are borrowing more than you can pay back within the specified terms, remember that you will be subject to late fees and penalty charges. This can lead to loans costing far more than you originally thought.
Ask questions – If anything about your loan terms or payment schedule seems unclear, ask questions up front, before you agree to anything. Make sure you have a “plain English” explanation of anything you are not 100% sure about.
Make your payments on time, and in full – Making timely payments in full will not only help you avoid late fees and extra charges, it will also help improve your credit score! For those looking for a way to build up a good credit reputation, cash now loans offer a great and affordable way to do that.