Tackling Bad Credit Installment Loans Truths and Misinformation – Learn to Know The Difference!

Talk to our lenders who know all the truths about Bad Credit Installment Loans

Over years, the average credit score of Americans has fluctuated, leaving many Americans feeling completely alone with poor credit scores when in reality they were many times part of a group of tens of thousands or more! While credit scores and income can vary from year to year, Huffington Post reported around 45 million Americans living below the poverty line in 2014. Living on such a tight budget where ends often don’t meet can be stressful, and it can be impossible to improve your credit when you’re struggling to make it to payday and keep the lights on at the same time. Often times, people turn to pawn shops or craigslist to sell their beloved valuables, expensive belongings that they worked hard to be able to purchase, or even priceless family heirlooms. Fortunately, bad credit installment loans are one of several products that have been created to help people who wouldn’t be able to get financing or loans. Unfortunately, not all bad credit installment loans are created equal! In fact, the Federal Trade Commission, or FTC, has taken legal action against payday, bad credit, and other lending companies on multiple occasions for things like selling consumer information, inflating fees and interest charged, and even asking for payments on nonexistent loans. The good news is that we’ve made it our mission to build a network of safe, reputable lenders and clients who need their services to make it easier than ever to find the right loan and lender for you. To help avoid the vast amount of unscrupulous lenders and lending agencies out there, we’ve worked tirelessly to research and review our lenders and ensure that we partner with only the top-rated professionals in the industry today. All the background checking and lengthy research done on our part makes it easier for our clients to get their bad credit installment loans in time to pay bills, buy groceries, or whatever they need it for!

Our Bad Credit Installment Loans Are Way Ahead Of The Competition

You can find bad credit installment loans many different places, but with the risks referenced earlier in this article, it’s plain to see there’s no reward for going with the first ad that pops up on your screen. We work only with lenders that aren’t just able to boast a great lending history – for a lender to partner with and grant bad credit installment loans through our website, they must be able to MAINTAIN a flawless customer service record. Our lenders aren’t just there to put cash in your bank account: they’re professionals who are experienced in not only helping people with low-income or bad credit get the cash they need, but they’re great at helping their customers reach long term financial goals as well. When you take out a bad credit installment loan, whether your credit is just a little below average, or completely terrible and laying in the gutter, you’ll be given the record of the loan on your credit report. When you make payments on that bad credit installment loan, they’ll be reported to the credit bureau – and that means that on-time payments could improve your credit history, loan payment history, and even improve your credit score over time! With a higher credit score, it can be much easier to get approved for car loans, credit cards, and even higher limit personal or installment loans. Sometimes, the cash from paycheck to paycheck just isn’t enough to cut it, and when you have recurring bills, a bad credit installment loan can make it possible to pay everything on time and slowly begin to build your credit back up – all at the same time!

Professionals, Students, And Business-Owners Are All Using Bad Credit Installment Loans in 2017 – Find Out Their Reasons Why

When it comes to finances, the millennial generation sometimes gets the short end of the stick. Many are stuck paying off exorbitant student loans, with low starting salaries and rising housing prices and cost of living. Additionally, more millennials are living in poverty than their counterparts were in 1980, despite being more highly educated on average. However, they’re not the only ones who are suffering from financial stress – in fact, a recent study showed that over half of Americans live with bad credit or even no credit at all, and that’s the exact group of people that rely on and benefit from bad credit installment loans and similar products. Whether it’s a student who has a limited income, a professional or a business owner, people of all walks of life rely on bad credit installment loans to help them make it to the next payday. Student loans, mortgages, utility bills and car payments can add up quickly to decimate even the most impressive paycheck, and most people are left counting the pennies. On top of that, many people who are stressed out about money are working more than one job to try and make ends meet – so we’ve made it easier and faster than ever to get approved for a bad credit installment loan. Through our bank-level encrypted website, you’ll be able to complete our application in less than five minutes and you could get your approval instantly. Once you’ve been approved for the bad credit installment loan, one of the lenders from our secure network of top-rated professionals will contact you directly to finalize the specifics and requirements for the loan, and to get the cash you need deposited into your bank account. Whether you need an extra $150 or an extra $500, bad credit installment loans make it simple and easy to get the cash you need now without jumping through hoops at the bank or running all over town to find a loan office. Millions of americans are using these kinds of loans every single day, because of bad credit scores or low income, so don’t be discouraged and know that you’re not alone. Our group of lenders is the best in the country with the strictest requirements, but that doesn’t mean our guidelines for our customers are strict. As long as you’re 18 or older, with a job and a bank account, you could get a bad credit installment loan in five minutes or less!