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5 Myths About Payday Loans Busted

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5 Myths About Payday Loans Busted

You need to learn the truth about Payday Loans!

You need to learn the truth about Payday Loans!

There are a lot of myths circulating about payday loans. There are a lot of critics of this way of borrowing money, and they will try to tell you that taking out a payday loan is a mistake. You need to hear the truth, though, so here are five of those lies and the real truth.

Myth #1: Payday Loans Are Only for the Desperate

The majority of users of payday loans are just ordinary people with full time jobs. They take out a loan just to pay a couple of bills during those times when cash runs short early and payday is still a few days away. There is nothing desperate about it; just a smart way to get quick cash every once in a while.

Myth #2: Payday Loans Will Hurt My Credit Score

The opposite is actually true. What hurts your credit score is being irresponsible about borrowing. Taking out occasional payday loans, using them responsibly, and repaying them on time means that you can turn your credit score around. You built positive credit and improve your score when you use credit.

Myth #3: Credit Card Debt Is Better than Payday Loans

A lot of people turn to credit cards when they need extra cash, simply because it seems familiar. The problem is that credit card companies do everything possible to try to keep you in debt. Payday loans, on the other hand, are designed to be repaid quickly, so you don’t hang on to a lot of debt.

Myth #4: I Won’t Get Approved for Payday Loans Thanks to My Credit Score

The truth about this myth is in the name: payday loans. Most payday lenders never check credit scores to approve borrowers. They look at your income, your job history, and decide if you earn enough to be able to afford a small loan.

Myth #5: I Can’t Afford Payday Loans

Payday Loans
Critics love to talk about how high the rates are on payday loans. The reason for the high interest rates is that these loans are much shorter in term length and smaller in amount than other types of loans. The actual amount you pay in interest on payday loans is much less than you think.

Now that you know the truth about payday loans, get started today. Apply online or with our convenient mobile app and you could have extra cash tomorrow.

5 Myths About Payday Loans Busted –

4 Reasons Smart Borrowers Choose Online Loans

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4 Reasons Smart Borrowers Choose Online Loans

Online Loans are fast, convenient, and easy to get approved for.

Online Loans are fast, convenient, and easy to get approved for.

If you want to be a smart borrower, make informed choices about money, and do what other savvy people do, it’s time to consider online loans. These loans are fast, convenient, easy to get approved for and far superior to other ways to get cash. Check out these four reasons the smartest borrowers always go with online loans.

1. Online Loans Are Convenient

You just can beat the convenience of being able to apply for a loan in just a few minutes and being able to do it from anywhere. Online loans are convenient simply because they are online. You don’t have to make a call, go to a storefront, or go to the bank. Wherever you are, you just need a computer, tablet, or smartphone, and you can apply and get approved in minutes. Use the online application or the mobile app, whichever is most convenient for you in the moment.

2. With Online Loans, Just About Everyone Gets Approved

Approval is almost as convenient as applying for online loans, because the requirements are so minimal. Smart borrowers know that they are likely to get approved and to get approved in 90 seconds or less for these loans. Have a job, have a regular income, be at least 18 and have a bank account and you will probably get approved. Credit score is not important here, just the fact that you earn a living and can afford a small personal loan.

3. Online Loans Mean Fast Cash

Smart borrowers also know that with the convenience and easy approval of online loans comes fast cash. You can expect to get your cash in about 24 hours or less, by the next business morning. That means by applying now, you could have extra money in your hands by early tomorrow. There is no need to wait around for cash from a bank loan or to wait while a picky lender decides to approve you. Get cash faster like other smart borrowers.

4. Online Loans Beat Other Options, Every Time

Online Loans People who have done their homework about borrowing know that there are a lot of options. You can choose a pawn shop or a car loan or even a bank loan to try and get money, but online loans beat those options, hands down. You get more convenience, more affordability, more flexible choices, and faster cash when you choose online loans.

4 Reasons Smart Borrowers Choose Online Loans By –

When You Need Cash Fast, 1 Hour Loans are the Answer

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When You Need Cash Fast, 1 Hour Loans are the Answer

You can't beat the ease and speed of 1 Hour Loans!

You can’t beat the ease and speed of 1 Hour Loans!

There’s no loan faster than 1 hour loans from the Green Leaf Loan Group. Application and approval take only minutes, and your loan funds will be disbursed to your account within an hour. Where can you get cash quicker than that?

Do It All On Your Mobile Phone or Tablet!

Borrowing money used to involve a trip to the bank or financial services office – now you can apply from literally anywhere with a cell phone connection. The website and application form are completely mobile-friendly, so they’ll be just as easy to read on your phone as they would be on a full-sized computer.

1 Hour Loans are Easy to Apply for – and Approvals are Super-Fast

There’s no simpler loan application anywhere. It’s a quick three-step application form that asks a minimum of questions – just what’s required. There are some personal identification questions like address and driver’s license number, a section that asks about employment, and one that collects the information about your bank account so your approved funds can be deposited directly there. That’s it! Approvals take just ninety seconds – and just like the name says, funds are deposited to your bank within 1 hour.

Great Credit is Not a Requirement for 1 Hour Loans

If you’re concerned about being approved for a loan despite the toll that past financial problems have had on your credit report, just let those worries go. One of the ways 1 hour loans differ from standard bank loans is that an applicant’s credit report isn’t taken into account at all – it’s not even checked. The lenders use different criteria, such as a person’s income and their employment situation, to make approval decisions.

The Safe and Secure Way to Apply for Loans Online

Worried about sharing your personal details online? Don’t be! If you’re like most of us you check your bank balance online, pay bills and make retail purchases. 1 hour loans use the same type of secure encryption as those sites do.

Get Up to $1500 and Get Your Budget Back on Track

What will it take to clear up your overdue bills and make you feel financially secure again? Within 1 hour you can have up to $1500 on its way to your bank account to use for bills, groceries, rent or whatever it is that’s causing you stress. Stop the late fees, stop the collection phone calls, and put your mind at ease.

1 Hour Loans is a Simple Solution with Simple Requirements

1 Hour Loans If you have a job, at least $1000 of monthly income, a phone number and a bank account, you almost certainly qualify for 1 hour loans. With such a fast and simple application process, there’s no reason not to apply today!

When You Need Cash Fast, 1 Hour Loans are the Answer By –

Read Greenleaf Loan Group Reviews for Everything You Need to Know about Our Loans

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Read Green Leaf Loan Group Reviews for Everything You Need to Know about Our Loans

Read the reviews to know that Green Leaf Loan Group is the way to go for a loan!

Read the reviews to know that Green Leaf Loan Group is the way to go for a loan!

When it’s time to choose a lender for the money you need to borrow, we know that you have a lot of choices. You can choose between banks and credit unions, cash advance stores, and even pawn shops. There are a lot of people willing to lend you money, but at a cost. We provide the only loans that are online, mobile, quick, and affordable. Don’t just take our word for it, though. Let these Green Leaf Loan Group reviews tell you what you need to know about choosing us for your next loan.

Green Leaf Loan Group Reviews – Kari H.

When I needed some extra cash a couple weeks ago, I tried this online loan service because I saw that I could just use an app on my phone to apply. I was at work and stressing out about how I didn’t have enough money left before payday to get my bills taken care of and I couldn’t concentrate. I just pulled out my phone on a break and applied. It took like two minutes, and then a lender approved me just a minute later. It was so fast and convenient. A huge weight was lifted off my shoulders, so I wanted to tell others about it through these Green Leaf Loan Group reviews.

Green Leaf Loan Group Reviews – John K.

I found out about these online loans when I was reading some other Greenleaf Loan Group reviews. I don’t usually need extra cash, but I was really desperate the other day. I didn’t have time to go to my bank and try to get cash there and I was too embarrassed to ask a friend to borrow a little. This way, I got cash the next day, and it was really easy. It totally saved me!

Green Leaf Loan Group Reviews – Madison A.

Green Leaf Loan Group Reviews I had to add to these Green Leaf Loan Group reviews because I couldn’t believe how easy it was to get money from a loan, even though I have terrible credit. I made some mistakes a few years ago, borrowing too much and not being able to pay it back on time, so my credit score is super low. It’s kind of embarrassing, really. I needed some extra cash last month, but I really didn’t think anyone would approve me. I was so surprised when I applied here and no one even asked to check my score. Thank you! You saved my week!

Read Greenleaf Loan Group Reviews for Everything You Need to Know about Our Loans By –

5 Big Mistakes To Avoid In Order To Be Approved For A Cash Advance Loan

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5 Big Mistakes To Avoid In Order To Be Approved For A Cash Advance Loan

There are some big mistakes to avoid when applying for Cash Advance loans

There are some big mistakes to avoid when applying for Cash Advance loans

1. Asking for more money than you can afford to borrow. Keep in mind that cash advance loans are repaid much more quickly than standard bank loans. The standard agreement involves full repayment from your next paycheck – payday loans are designed to fill in the gaps between now and payday, although extensions are available if they’re needed. Another point to keep in mind is that the lenders are evaluating your loan based on how much you earn, so if you need more money than the take-home from one of your paychecks, a cash advance may not be your ideal choice.
2. Leaving information off of your application. Because the application form is so simple, it’s important to fill in all the answers. None of them are unnecessary. If you need to take some time to look up things like when your paydays are or the date you started at your job, do it. Omitting answers to questions on the form looks like one of two things – either you don’t want to share the information because you think it might be detrimental to your approval, or you’re simply careless and not taking the application seriously.
3. Making mistakes on the questions. Take your time! It’s important for all your information to be verifiable. It’s definitely a red flag if there’s conflicting information, incorrect phone numbers or personal identification numbers. Have all your IDs with you to make sure you get the numbers right, and a copy of your paycheck stub to make sure you use the right address and phone number for your employer. Have your checkbook handy to copy and double check the routing and account numbers you’ll need to enter in order to receive direct deposit of your cash advance funds.
4. Using invalid IDs. Expired IDs or ones that use characters other than letters and numbers in their key identification number will not be accepted into the system – they have to be valid and unexpired, or they won’t be accepted as identification for purposes of your application.
5. Incorrect pay dates. This falls under making mistakes on the questions, but it’s important enough to warrant a warning all its own. A lot hinges on your paydays for a cash advance loan, since that’s the dates repayment is due and will be drafted automatically from the same bank account that the funds were originally deposited to. If the pay dates listed on the application are weekends or holidays, they will be rejected as invalid and approval will be impossible.
Cash Advance

Your Chances of Approval Are Excellent If You Follow These Guidelines

Follow the recommendations above and odds are excellent that you’ll be approved and get the cash you need to keep your life on track. The application is available 24/7 and the lenders are too, so there’s no reason not to apply whenever and wherever is most convenient for you. Don’t pinch pennies, swallowing your stress and worry – cash advance loans can make your money worries disappear.

5 Big Mistakes To Avoid In Order To Be Approved For A Cash Advance Loan By –