Frequently Asked Questions about Short Term Loans
What are the rates and/or fees for my loan?
The rates and or fees for your short term loan will be determined by the lender you choose. Please review all contracts and disclosures provided to you by your lender before committing to determine if the short term loan is right for you.
greenleafloans.com IS NOT A LENDER, greenleafloans.com does not broker loans to lenders and does not make short term cash loans or credit decisions. greenleafloans.com is not offering or soliciting to lend. greenleafloans.com will only submit the information that you provide to a lender. For ALL details, questions or concerns regarding your short-term cash loan, please contact your lender directly.
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I submitted my application, now what happens?
Once you've submitted your application, you will be asked to wait up to two minutes while your application processes. If approved, you will be redirected to a lender's web site to sign the loan agreement.
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I got a loan and I have questions. Who do I contact?
Please contact your loan provider directly. You can find your lender's contact information on your loan paperwork or your lender's web site. Their customer service
representatives will be happy to assist you with any questions you have about your loan.
greenleafloans.com IS NOT A LENDER, greenleafloans.com does not broker loans to lenders and does not make short term cash loans or credit decisions. greenleafloans.com is not offering or soliciting to lend. greenleafloans.com will only submit the information that you provide to a lender. For ALL details, questions or concerns regarding your short-term cash loan, please contact your lender directly.
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I have bad credit, will I qualify?
Bad credit won't prevent you from getting the money you need! You'll be qualified by most lenders if you:
- Are a US Citizen
- Are at Least 18 Years Old
- Have a Job (or Regular Income)
- Make at least $1000 per month
- Have a Checking Account or Savings Account
greenleafloans.com does not guarantee that you will be approved for a short-term cash loan. greenleafloans.com is not an agent, representative or broker of any lender. greenleafloans.com does not endorse or charge you for any service or product. Only some lenders can provide up to $1,500. Lenders usually will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union; however, credit checks or consumer reports through alternative providers may be obtained by some lenders. For ALL details, questions or concerns regarding your short-term cash loan, please contact your lender directly.
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How much money can I borrow?
Depending on your monthly income, how long you've held your job and bank account, you may qualify for amounts from $100 up to $1,500. The average loan is between $300 and $500. Only some lenders can provide up to $1,500. For ALL details, questions or concerns regarding your short-term cash loan, please contact your lender directly.
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How much will the loan cost?
The cost of the loan and the APR depends on your lender. The terms are disclosed during the application process and are clearly displayed on any loan document you are asked to sign. You will get a loan document after you have been directed to the lender’s website. At this point you have NOT accepted the loan. When the terms of the loan are disclosed and if they are not acceptable to you then DO NOT SIGN the loan agreement.
greenleafloans.com does not guarantee that you will be approved for a short-term cash loan. greenleafloans.com is not an agent, representative or broker of any lender. greenleafloans.com does not endorse or charge you for any service or product. Only some lenders can provide up to $1,500. Lenders usually will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union; however, credit checks or consumer reports through alternative providers may be obtained by some lenders. For ALL details, questions or concerns regarding your short-term cash loan, please contact your lender directly.
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When will I receive funds?
If approved for a loan, signed your loan documents and spoken to your lender, your lender will specify when the funds will be sent directly to the bank account provided – Enjoy our 90 second application processing! Cash transfer times may vary and depend on your financial institution.
greenleafloans.com IS NOT A LENDER, greenleafloans.com does not broker loans to lenders and does not make short term cash loans or credit decisions. greenleafloans.com is not offering or soliciting to lend. greenleafloans.com will only submit the information that you provide to a lender. For ALL details, questions or concerns regarding your short-term cash loan, please contact your lender directly.
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How and when do I repay my loan?
Repayment terms are different for each lender. Please be sure to carefully review your repayment terms which will be specified in your original loan documents. If you are still unsure, please contact your lender directly and speak to a customer service representative.
greenleafloans.com IS NOT A LENDER, greenleafloans.com does not broker loans to lenders and does not make short term cash loans or credit decisions. greenleafloans.com is not offering or soliciting to lend. greenleafloans.com will only submit the information that you provide to a lender. For ALL details, questions or concerns regarding your short-term cash loan, please contact your lender directly.
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How do I extend / roll over / renew the loan (What is your renewal policy)?
Extension / Roll Over / Renewal policies are determined by the lender, not by us, so they will vary. But, be aware some lenders may not debit your account for the full amount of the loan, which may result in additional fees and a renewed loan. Make sure you read the renewal policy carefully and make your wishes regarding repayment known and clear to the lender and make sure their policies are clear to you by asking questions.
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What are short term loans / payday loans?
Short-term cash loans are designed to provide you with short term financing to solve immediate cash needs. They should not be considered by you to be a long-term solution. Residents of some states may not be eligible for short-term cash loans based upon lender requirements.
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I got a loan but I don't have a printer to print my loan documents. What do I do?
No problem! Ask your lender to fax the documents to a number you specify or ask your lender to send your documents to another email address. You can even request that your lender fax them to a FedExKinko's or other similar service provider. Faxing to FedExKinko's or other similar service may require a small additional fee. To request such an arrangement, please contact your loan provider directly.
greenleafloans.com IS NOT A LENDER, greenleafloans.com does not broker loans to lenders and does not make short term cash loans or credit decisions. greenleafloans.com is not offering or soliciting to lend. greenleafloans.com will only submit the information that you provide to a lender. For ALL details, questions or concerns regarding your short-term cash loan, please contact your lender directly.
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I lost my loan documents. How can I get another copy?
You should be able to get copies of your documents at any time. To request a copy of your loan documents, please contact your loan provider directly.
greenleafloans.com IS NOT A LENDER, greenleafloans.com does not broker loans to lenders and does not make short term cash loans or credit decisions. greenleafloans.com is not offering or soliciting to lend. greenleafloans.com will only submit the information that you provide to a lender. For ALL details, questions or concerns regarding your short-term cash loan, please contact your lender directly.
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What happens if I’m late with my payment or don’t pay at all?
All lenders are different. The best thing you can do is to contact your lender directly as soon as possible to see what options they can offer. The worst thing you can do is ignore the debt. Additional fees will more than likely occur in the event of a late or partial payment. Failure to pay will most often result in legal action, as well as reporting of the non-payment to a consumer reporting agency.
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Still have questions or need more help?
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